AiToolify

SWP Calculator

Systematic Withdrawal Plan (SWP) Calculator

Determine the sustainability of your investments with regular withdrawals.

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$
%
yrs
Calculated Value:
Total Invested $0.00
Total Withdrawals $0.00
Final Estimated Value $0.00
0%
Total Withdrawn: 0%
Remaining Value: 0%

How Systematic Withdrawal Plans Work

An SWP allows you to withdraw a fixed amount of money from your portfolio regularly (e.g., monthly) while the remaining balance continues to grow under compounding returns. This helps determine how long your capital will last.

1. Capital Growth

The total investment continues to accumulate interest throughout the year based on the expected return rate.

2. Regular Payback

Monthly withdrawals reduce the outstanding capital. If the growth exceeds withdrawals, your portfolio expands indefinitely.